Did you ever stop to think that lenders might securitize your loan application, or otherwise use it to obtain funding for your loan?
You can find out. Just ask for the CUSIP number for the Loan Application, and get a copy of the document showing “Pay to the order of” and “Without Recourse” stamped on it. This clearly means the lender converted your loan application to money, a total fraud.
By merely asking for the CUSIP number for the application, you might make the foreclosure disappear in a pink mist, so to speak.
CUSIP means the Securitization number. Read about it here: http://en.wikipedia.org/wiki/CUSIP.